Lead by Faith

11 lead by faithThe youth of the twenty-first century has been deeply affected by the social and political turmoil it has witnessed. Every day is a struggle, and in troubled times, passionate hearts and energized minds look for ideals onto which they can cast their mortal selves. So prevalent and severe are the conflicts that the moral compasses of the youth are shaken – in their fear and confusion, they have drifted away from the righteous path set out by all major religions of this day and age. Lessons of tolerance, compassion, sacrifice, brotherhood, and peace have all been shelved away, only to be replaced by the existing prejudices, violence, discrimination, and bigotry. Unless heroes of the past and stories from childhood are revived, our world would face an unprecedented existential threat.

Daring and hopeful about their future, the youth are in need of guidance, which only various institutions working together can provide. These institutions, provided they function relentlessly, can give rise to agents of change.

Home – Every child’s first school

The family provides the very first training. Only the child’s family is aware of his weaknesses and vulnerabilities. This knowledge allows the family to protect the child from the “big, bad world outside” and becomes a vital source of encouragement when the child opts to be good, displays acts of kindness, and fulfils religious duties. It is this household environment that moulds the reaction and interpretation of the youth, clarifying for him what is wrong and what is right, while stressing on the importance to choose what is right over what is easy. Parents provide their offspring with solid ground to stand on, and in giving them love, they indirectly guide their children towards what they consider to be right, that is, the values they themselves hold as important.

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Ihsaas Trust – Working Towards Financial Empowerment

Ihsaas

Every human being wants to be self-sufficient, relying only on the Creator. However, to a very large population segment of Pakistan, such independence is a faraway dream. Due to extreme financial hardship, multiple debts and an ever-deteriorating economy, many people are never able to pull themselves out of the poverty quagmire. This is why “Ihsaas Trust” was formed.

The word ‘Ihsaas’ means ‘to feel or be sensitive to what others are feeling.’ This realization is precisely what brought together the founders of “Ihsaas Trust”. However, the philosophy of the trust extends beyond just compassion for the fellow underprivileged brothers and sisters; their ultimate goal is to go a step further and financially empower them, so they can become self-sufficient in providing for themselves and their families. Or, as “Ihsaas Trust” puts it: “Give a man a fish, you feed him for a day; teach a man to fish, you feed him for a lifetime.”

“Ihsaas Trust” was established in 2008. Prior to 2011, it operated under the name of “Little Deeds”, which was originally started by Tayyab Abid. Later, he was joined by four likeminded brothers, who together formed the founding trustees of “Ihsaas Trust”. Brother Tayyab is the managing trustee and carries out his work in collaboration with the management team of trustees and three full-time employees.

The trustees are brothers, who want to take active steps towards pleasing their Creator and work for the betterment of their brothers and sisters. However, what makes their mission unique is the realization that helping the creation must be done in accordance with the laws of Allah (swt), to Whom they will ultimately be answerable. Thus, all “Ihsaas Trsut” services are in line with the Shariah.

“Ihsaas Trust” provides the following Shariah compliant financial relief services:

·         Murabaha (Sale at a Profit)

Through Murabaha services, “Ihsaas” purchases a piece of property or equipment on behalf of the beneficiary and then sells the same to them in instalments over an agreed upon period. The beneficiary is able to use the property for income generation, while paying off the instalments. “Ihsaas” maintains the ownership of the property, until the completion of payments, whereby the ownership gets transferred to the beneficiary’s name.

·         Ijarah (Rental Services)

Through Ijarah services, “Ihsaas” acquires a piece of property/ equipment and then rents it out to the beneficiary, who can utilize it for income generation. Ijarah services may also be modified to a lease-to-purchase contract, so that by the end of the contract the beneficiary actually owns the property.

·         Zakah Collection and Disbursement

“Ihsaas” collects Zakah and utilizes it for helping Muslims in debt pay off their loans.

·         Musharakah (Partnership)

Through Musharakah programme, “Ihsaas” enters into a business partnership with the beneficiary and agrees to invest in a business venture, where both parties mutually share in any resulting profit or loss.

Ihsaas Trust” is a completely non-profit initiative. Although the goal of the trust is to become self-sufficient, at present they depend on donations from concerned and active brothers and sisters. Thus, they are constantly on the lookout for donations towards their monthly expenses and the microfinance funding. In order to avoid dependency on a few larger contributors only, their goal is to target as many people as possible, who could give small but consistent contributions towards a good cause. As the Messenger of Allah (sa) said: “The most beloved deed to Allah’s (swt) is the most regular and constant, even though it were little.” (Bukhari)

Contact information:

Suite 1, 55-C, Main Khayaban-e-Sehar, Phase 6, DHA, Karachi

Tel: (+92) 21 3584 6059

Mob: (+92) 321 244 7198

Email: info@ihsaas.pk

Website: http://ihsaas.pk/ (Please, visit the website for information about donation options.)

Real-life story

My name is Mohammd Akram. I am an oil trader from Korangi area. I contacted “Ihsaas Trust” to improve my business through more investment. “Ihsaas Trust” sold us goods worth Rs. 80,000, which helped me in expanding my business. My suggestion is to expand “Ihsaas Trust”, so that more people can benefit from it.

My name is Naweed Ahmed. I have a motor wiring and electric business in Manzoor Colony. “Ihsaas Trust” sold me electric goods on easy installments. If before my business was very slow because of lack of investment, then now, Alhumdulillah, I am doing good. My suggestion is for “Ihsaas Trust” to have offices in every part of the city, so that more people can benefit from it.

Since its inception, “Ihsaas Trust” has helped over 1,500 persons in different ways (Zakah, microfinance, Qard-e-Hasna and verification support).