Open Your Hearts to Charity

give1It was September 29th, 2012 Stamford Hilton, Connecticut was packed with people. United for Change had arranged a conference. Notable speakers had been invited. Powerful speeches were given, stirring the souls and leaving the audience disturbed. Each speaker was revealing the true state of our community.

Another speaker appeared on the podium- wearing a winter cap, a scarf and a torn jacket. The torn jacket caught attention. One wondered if the speaker overlooked the tear while dressing up. She held a master’s degree. Her speech was slow and well-articulated, further confusing the audience as the torn clothing did not match her eloquence.

Irony with charity

The sister began her talk by unveiling life’s challenges and the tragedies that people encounter by a struck of fate. She then introduced us to a bag that she had brought – a bag filled with donated items. She took out a handheld vacuum, without a cord or battery- what purpose could it serve, the sister asked. Next, she took out canned food that someone had gifted, perhaps, while clearing out their pantry. A food item without any nutritional value is not food. She had many other tales to tell- each causing a stir and a deeper hurt. The audience was tongue-tied with eyes welling up.

She, then, took off her torn jacket. It was an item given by someone as an act of generosity, and not her choice of wardrobe for a conference. This sister was Asma Hanif, founder of Muslimat Al-Nisaa, a self-sufficiency shelter home for Muslim women and children in Baltimore, Maryland. Heading a charity, she had many accounts of people’s attitude – our attitude – towards charity.

Anybody can become vulnerable by a struck of fate. Natural disasters, family feuds, illnesses, separation or divorce, and death cause people to lose their properties and wealth. An independent, respectable life that they had been living is lost. They are now dependent on their families and communities for help.

Anybody can become vulnerable by a struck of fate. They are now dependent on their families and communities for help.

When disaster hits, temporary campaigns are launched and then it is a forgotten cause. We shell out some money and go about our businesses assuming things have been taken care of. We donated generously in 2005 when a 7.6 earthquake shook the Kashmir region. But what became of the affected families or how they are now, we have no clue.

During our annual cleaning, we take out our rags and drop them at the Edhi Center. When the food gets expired or burnt, we give it to our domestic help. Donating broken toys and non-functional appliances with missing parts, has become a norm. The requests from donation banks to be respectful of the recipients are completely ignored.

Charity and its etiquettes- in the light of Quran

1. Spend of the good things

Allah (swt) teaches the Adab (etiquette) of spending. Allah (swt) says, “O you who believe! Spend of the good things which you have (legally) earned, and of that which We have produced from the earth for you, and do not aim at that which is bad to spend from it, (though) you would not accept it save if you close your eyes and tolerate therein. And know that Allah is Rich (Free of all wants), and Worthy of all praise.” (Al-Baqarah 2:267).

How many of us will accept torn clothing, broken pieces and expired food? Allah (swt) says we will never accept it unless our eyes are closed and we cannot see what we are being given.

2. Share the spare

He also tells us, “And they ask you what they ought to spend. Say: That which is beyond your needs.”(Al-Baqarah 2:219)

After having filled your basic needs, look after those who are being tried and tested. By replacing wants with needs, we spend a fortune in the name of leisure and clothing, and fail to fulfil the needs of those around us.

3. All belongs to Him, and to Him all shall return!

He reminds us that whatever we are enjoying today is actually from Him. “O you who believe! Spend of that with which We have provided for you, before a Day comes when there will be no bargaining, nor friendship, nor intercession. And it is the disbelievers who are the Zalimun (wrong-doers, etc.)” (Al-Baqarah 2:254) If it is from Him there is a great danger of losing it one day as others have lost their properties.

4. Allah (swt) is the best accountant

While Shaytan threatens us with poverty, Allah (swt) promises us His bounty.  “…And whatever you spend in good, it is for yourselves, when you spend not except seeking Allah’s Countenance. And whatever you spend in good, it will be repaid to you in full, and you shall not be wronged.” (Al-Baqarah 2:272)

5. Charity- A shield from Hell fire

Spending in for the sake of Allah (swt) is not a favour that we do, rather it is an obligation- as well as- a mean to draw closer to Him, and to save ourselves from the Fire. When people will be thrown in the Hell, they will be asked the reason for their entry. They will say that they were not of those who looked after the orphans and fed the poor.

Zakat is an obligation, but whoever does voluntary deeds, he must know that Allah (swt) is Appreciative and All-Knower. He describes multiple ways for drawing closer to Him. He commands us to believe in His Signs and give our wealth, in spite of our love for it.

“…but Al-Birr is (the quality of) the one who believes in Allah, the Last Day, the Angels, the Book, the Prophets and gives his wealth, in spite of love for it, to the kinsfolk, to the orphans, and to Al-Masakin (the poor), and to the wayfarer, and to those who ask, and to set slaves free, performs As-Salat (Iqamat-as-Salat), and gives the Zakat, and who fulfill their covenant when they make it, and who are As-Sabirin (the patient ones, etc.) in extreme poverty and ailment (disease) and at the time of fighting (during the battles). Such are the people of the truth and they are Al-Muttaqun.” (Al-Baqarah 2:177)

People ask: “Shall we feed those whom, if Allah willed, He (Himself) would have fed?” We forget, while others are being tried by not having enough, we are being tested by having more than our needs.

Allah (swt) tells us, “And whosoever is saved from his own covetousness, such are they who will be the successful.” (Al-Hashr 59:9)

Let us open up our hearts, and give out generously in the Way of Allah (swt) and for His sake- seeking only His pleasure.

Alhuda International Welfare Foundation – Ramadan Ration Support


And they give food out of His love to the needy, the orphan, and the captive.”
(Al Qur’an)

Al Huda International organizes distribution of ration in the blessed month of Ramadan every year to assist our needy brothers and sisters. This year we are aiming to reach out to more than 7,500  families, In sha’Allah.


About 7000 bags were distributed in different areas of Pakistan in 2013.



Every Al Huda branch prepares the list of needy across the country.



The beneficiaries of Ramadan ration include widows, orphans and elderly of poor families.



Al Huda Social Welfare Team monitors the entire process and takes feedback from the beneficiaries after distribution.

Alhamdulillah with your generous support we were able to reach more than 60 thousand individuals in 2013

We hope that you will join hands with Al Huda and bring smiles to many faces this Ramadan!



Cost of One Ration Package
Pakistani Rupees Rs. 3,000
British Pounds  £20
US & Canadian Dollars $35
UAE Dirham AED DH 130


Bank Details

A/C Title:         Al-Huda International Welfare Foundation

A/C No:            0162922001 (Rupees)

Branch Code:   040

Swift Code:      DUIBPKKA
Bank:                Dubai Islamic Bank Pakistan (Ltd), I-8 Markaz, Islamabad, Punjab, Pakistan

After depositing the money in the bank please inform through email:


“Sina” – Health, Education and Welfare Trust

sina1) Can you tell us more about your projects, especially the clinics in slum areas, reconstructing homes in Sujawal and formal schooling?

“Sina” Health, Education & Welfare Trust is a not-for-profit organization, focusing on providing primary healthcare in to less-privileged communities. Our vision is that quality healthcare should be accessible for all. To achieve this, we build clinics in the heart of deserving communities and provide both curative and preventive care. “Sina” was founded in 2007, and as of 2013, “Sina” has seven clinics in the urban slums of Karachi. Over 80% of “Sina’s” patients are women and children who benefit from quality healthcare provided at their doorstep at a very affordable cost of Rs 350+ per patient, a fee of Rs 5-30 per patient with free medicines, test and follow up care.

2) Why was “Sina” born? What was your basic aim and vision?

Named after Ibn Sina (Avicenna), we started our first clinic in 1998, when Dr. Asif Imam returned to Pakistan, after practicing medicine in the USA for over two decades. The vision guiding this beginning was simple – to provide quality primary healthcare to those in need, regardless of financial means available. The clinics gradually grew with “Sina” Trust formally coming into being in 2007.

3) How is it different from similar work that others are doing in the same field (healthcare and education)?

Whilst we have achieved a key milestone of treating 100,000+ patients last year, “Sina’s”s greatest asset is its quality management system. This system is unique, as it has adapted quality international healthcare protocols, used in developed healthcare systems for application in low-income settings. Simply put, this is the foundation, on which we believe a scalable quality primary healthcare system can be created for catering to the needs of less-privileged communities across Pakistan. Our aim, therefore, is to take this system of quality primary healthcare across Pakistan. We are embarking on this journey of growth to play our part in bringing quality healthcare to deserving communities across Pakistan.

4) Can you tell us about your team members?

The “Sina” Board of Trustees include highly committed professionals, who have joined hands to provide quality healthcare to those in need. Our trustees include Dr. Asif Imam (Allergist & Immunologist), Dr. Naseeruddin Mahmood (Pediatrician), Mohammad Fazil Bharucha (Lawyer), Sohail Ahmed (Industrialist) and Jalauddin Idrus (Educationist/ Social Worker). Our CEO Riaz Ahmed Kamlani has held positions of Chief Operating Officer and Vice President at The Citizens Foundation prior to joining “Sina”.

5) How can others help you in your work? Would you need human resource or financial assistance?

Our focus is to help save children from critical illness and help women look after their health. It costs only Rs. 350 to treat one patient and that is our greatest need. A majority of our patients are Zakaat eligible, based on Zakaat eligibility evaluation conducted under the guidance of our Shariah Advisor. We, therefore, encourage individuals to help treat as many patients as they can through Zakat and other contributions.

Our future aim is to take this system of quality primary healthcare across Pakistan, Insha’Allah. For this, we would continue to be in need of both financial and volunteer time contributions. We would, therefore, invite you to support us in bringing quality healthcare to those in need.

6) Would you like to share with us any of “Sina’s” success stories?

Two-year-old Sahil was born blind because of bilateral congenital cataracts. While being treated for the flu at “Sina” clinic, he was diagnosed and referred to an ophthalmology hospital and recommended for surgery. With a diagnoses of severe anemia combined with an intolerance for oral iron supplements, our experts initiated a blood transfusion process prior to surgery which was successful. Today, for the first time, Sahil can experience the joy of seeing with both eyes.


Name of Organization: “Sina Health, Education & Welfare Trust”

Drive: Zakat Collection

Contact person / phone number / email address: Anita Shaikh (Manager Resource Development & Marketing at “Sina Health, Education & Welfare Trust”)


The Zakat funds are used to treat Zakat eligible patients at the SINA clinics. About 70% of our patients are Zakat eligible, as we build clinics in the heart of deserving communities.

Treatment includes:

  • Consultation – qualified, registered and trained physicians
  • Medicines – in-house pharmacy at every clinic
  • Investigations – blood tests & urine tests, etc., through a collection unit located within every clinic
  • Treatments – stitching, wound dressing, nebulization, IV maintenance, etc.
  • Referral – specialists through SINA’s network

The cost of this whole treatment is Rs. 300 and we charge our Zakat patients Rs. 5 – the rest of the deficit is covered via donations.

Ihsaas Trust

ihsaasOur Reason for Being

Every human being wants to be self-sufficient, relying solely upon his Creator and not be dependent on others.

However, to a very large segment of the population of Pakistan, the idea of being self-sufficient seems like a faraway dream. Due to extreme financial hardship, coupled with multiple debts and an ever-deteriorating economy, many people who want to be self-reliant are never able to pull themselves out of the poverty quagmire. This is why we formed Ihsaas Trust.

The word ‘Ihsaas’ means to feel or be sensitive to what others are feeling; and this realization is precisely what brought together the founders of Ihsaas Trust. We not only want to feel what our fellow under-privileged brothers and sisters are feeling, we don’t just want to give them financial aid, but we want to go one step further and financially empower them so that they can become self-sufficient and provide for themselves and their families.

Ihsaas trust is a completely non-profit initiative.

Our Unique Mission

We at Ihsaas Trust, while realizing that we have a duty towards our fellow men, also realize that this is just a small part of our duty to the Almighty, to whom we are ultimately answerable. Thus, we also ensure that all of our services are in line with Allah’s (swt) Law, i.e. the Shariah of Islam. This makes our mission unique as we realize that helping the creation must also be done in accordance with the laws of the Creator.

We need donations for the following:

  1. Sadaqah for Micro-finance Cases
  2. Zakat Disbursement
  3. Ramadan Iftar Program

1. Sadaqah for Microfinance Cases

“Give a man a fish, you feed him for a day, teach a man to fish, you feed him for a lifetime.”

Simply put, this is Islamic Finance. We provide financial services for low-income population and they all are in accordance with Islamic financing principles. All our transactions are monitored and audited by the Shariah Advisory. With proper accounts and audit department, every case is verified by checking the applicant’s experience, overall project feasibility and Shariah compliance. Our dedicated staff ensures timely repayments and motivates the applicants to implement Islamic principles and manners with their clients and their families.

We have an average ticket size of Rs. 80,000 with almost 100% repayment success rate. Your donations can help us reach more and more people, reducing the unemployment and helping our brothers and sisters to stand on their own feet and rely totally on Allah (swt).

2. Zakat Disbursements

We collect Zakat and utilize it for helping our applicants in times of dire need. Our applicants who are mostly orphans, widows and people who are disabled, under medical treatment, under loan or in need of education.

Every case is verified and endorsed by the Shariah Advisory; all our cases need urgent help and every Rupee you contribute will help them in their cause.   

3. Ramadan Iftar Program

Giving Iftar (fast-breaking) meal is very rewarding (Thawab). If a person, while walking on the road, gives only a date or an olive to a fasting person, the reward for giving Iftar meal is attained. Our Prophet (sa) said: “If a person gives Iftar to a fasting person in this month (Ramadan), his sins will be forgiven. And he will be given as many rewards as that of a fasting person.” Some of the blessed companions said that they were not rich enough to give Iftar meal to a fasting person. Prophet (sa) declared:  “The reward will be given even to a person who gives a date for Iftar or who provides water to break the fast or who offers a little milk.” (Bayhaqi)

Ihsaas Trust arranges Iftars for many Masajid every year in areas where the poverty level is more than the rest of the city. We provide quality food with a Tarbiyah Session prior to the Iftar. The objective is to bring people closer to Allah (swt) in the month of Ramadan. A donation from you goes a long way in this effort. This year too we are planning for Iftar in 7 – 10 Masajid. Please, contribute for the sake of Allah (swt).

The daily cost of Iftar per person along with dinner is Rs. 185 or $2. We provide them with fruits, juice, Iftari items and proper food for the day.

How to Donate

To donate, please, deposit the amount in the respective accounts mentioned below (as per your interest) and email the deposit slip to this address:

Account Title: Ihsaas Trust – Sadaqah

Bank Name:         Meezan Bank Limited

Branch:                Bahadurabad, Karachi – Pakistan

Account Number: 01140100892545


Account Title: Ihsaas Trust – Zakat

Bank Name:         Meezan Bank Limited

Branch:                Bahadurabad, Karachi – Pakistan

Account Number: 01140100892552


Account Title: Ihsaas Trust – Microfinance

Bank Name:        Meezan Bank Limited

Branch:               Bahadurabad, Karachi – Pakistan

Account Number: 01140100841841